WHAT I DO
I help agricultural stakeholders navigate credit systems, reduce financial risk, and improve access to capital—especially for historically under served communities. Drawing on years of leadership at USDA, I bring deep insight into federal lending programs, data-driven decision-making, and equitable access strategies.
SERVICES
For Institutions
Credit risk analysis and scoring model design
Program evaluation and equity impact analysis
Compliance support for fair lending
Technical assistance pilot design
Training on ag credit programs and risk modeling
For Producers
Loan or grant application preparation (FSA, NRCS, USDA Rural Development, private)
Financial readiness coaching
Personalized business planning and credit strategy
Translation of complex program rules into action steps
Culture, commodities, and choices.
Economists like to talk about food in terms of commodities, which are agricultural products that are standardized into different classes of quality and size to make trading easy.
Usually, the only people who talk about food in terms of commodities are economists and people who grow or trade them. Most people talk about food in terms of what they eat. I'm going to try to do both.
Economic theory says that decisions are simply about weighing trade offs to buy whichever bundle of goods maximizes utility given a limited set of resources. Though, that's probably not what you're thinking about at the store?